Simple money tracking for everyday life

Know where your money stands.

See every account in one place, know what you can safely spend, and watch your goals grow, without spreadsheets.

  • Honest numbersExpected income is never shown as money you have. Every figure says what it includes.
  • Nothing convertedEach currency is shown on its own. Sela never mixes cedis and dollars into one total.
  • Private to youYour records are visible only to your account.

What you can do

Every account, one view

Mobile money, bank, cash and savings: as many accounts as you actually use.

Income, expenses and transfers

Log what happened. Moving money between your own accounts is never counted as income or spending.

See where it goes

Clear charts of your spending and income, month by month.

Safe to Spend

A number for what you can spend right now after bills and goals, with every deduction listed.

Goals and budgets

Save toward what matters and keep spending on track.

One activity feed

Search and filter everything in one place.

A product of Ratel Systems